Natural Hazard Disclosure Reports
HomeGuard’s Natural Hazard Disclosure Reports are prepared by qualified individuals, we use up-to-date information, and we rely on mapped information and not solely on digital hazard data. Aside from providing accurate and easy to read and understand natural hazard disclosure reports (see sample), HomeGuard has partnered with Environmental Risk Information Services (ERIS) to provide an environmental hazard disclosure report. Based on the experience and expertise of the leading national provider of environmental risk information, The ERIS Environmental Hazard Report offers accurate, comprehensive and easy to understand coverage of the most common and high-risk environmental hazards.
Also, by offering the California Tax Data Report to satisfy mandatory tax disclosures in California, HomeGuard is providing the most comprehensive information of California property tax data. The information is updated continuously to ensure accurate and up-to-date reporting.
Many reports in the industry claim to provide complete disclosure of statutory and local disclosures. By ordering the HomeGuard NHD Report, you are getting a complete Natural Hazard Disclosure report, not only including required disclosures but also County-level and City-level seismic safety element disclosures as well as other local pertinent disclosures related to the industry.
Few Counties and Cities have ordinances that require hazards to be disclosed, but since these hazards are on maps that are publicly available, they could be considered a “material fact” for disclosure. Material facts can be anything that affects the buyer’s decision to purchase the property. When providing a Natural Hazard Disclosure report, it should be considered mandatory to use a company that discloses these hazards.
If a property is within an Earthquake Fault Zone, it means that an active fault is present within the zone and the fault may pose a risk of surface rupture to existing or future structures.
Liquefaction occurs when a saturated formation, typically sandy soil, is turned into a liquid. The key ingredient is a formation of loose, saturated sand. A key component of mapping liquefaction hazard is estimating the shaking needed to trigger liquefaction. The answer is largely based on just how susceptible the material is to liquefaction. In areas exposed to moderate shaking, a material that is highly susceptible to liquefaction may liquefy, but an adjacent material that is moderately susceptible may not.
In addition to Civil Code 1103 disclosures, the HomeGuard NHD Report also contains the following disclosures and addendums:
Even though a property may not be within a defined airport influence area, the property may still be subject to airplanes and other aircraft, commercial or military or both, flying overhead. Noise levels and types of noise that bother one person may be acceptable others.
Effective July 1, 2005, sellers must disclose to buyers of their property is located within the jurisdiction of the BCDC.
The United States EPA and the United States Geological Survey (USGS) have evaluated the radon potential in the United States and have developed a County-specific map to assist local organizations to target their resources and to assist building code officials in deciding whether radon-resistant features are applicable in new construction.
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