San Diego Home Inspection Company Tips for Buying in a Fast Moving Market
The housing market in San Diego is red hot right now thanks to interest rates that are at a historic low, but that doesn’t mean you shouldn’t be careful when you’re shopping around for your new home. Buying any home is a major investment, especially when you’re buying one in San Diego. Before you make an offer on a San Diego property, here are a few things you should do to prepare for your big investment.
Get Pre-Approved for a Mortgage
Sellers are often afraid of sales falling through because of a lack of financing, so it’s best to get pre-approved for a mortgage if you want to speed up the sales process. Not only does it get one of the biggest hurdles of owning a home out of the way, but it shows the seller that you are serious about closing the sale and puts you near the top of the list of potential buyers. Your real estate agent may be able to help you find a lender who will give you a good interest rate, so don’t be afraid to ask if they know anyone.
Schedule Inspections
Once you’re pre-approved for a mortgage, your next step will be to make sure that your potential new home is in good condition. Look for companies that perform home inspections in San Diego, and arrange to have one of them check out the property. This might be more difficult now thanks to COVID restrictions – open houses are largely a thing of the past – but it should be an essential part of purchasing any new home. While you’re at it, look for companies that can perform termite inspections and roof inspections in San Diego so you can have all of your bases covered.
Shop for Less than What You Plan to Spend
Whenever you shop for a new home, look at homes that are listed for less than what you’re willing to spend. Not only can this save you a lot of money if you happen to find an inexpensive dream home, but you’ll be ready for hidden costs such as homeowner’s insurance, taxes, appraisal fees, and the aforementioned inspections. Your home will likely be the most expensive thing you can buy, so any way you can save money and lower the overall price tag will be worth your time.
Schedule Home Inspections in San Diego, Temecula, Riverside and More
If you’ve found a home that you love and you need to schedule a home, roof, or termite inspections in San Diego, contact HomeGuard Incorporated today. We serve clients throughout San Diego and most of Southern California we will be happy to answer any of your questions. Call us today at (855) 331-1900 to learn more about our services.